Azentio Software has unveiled its next-generation Loan Origination System (LOS), designed to deliver faster approvals, personalised processes, and scalable compliance. The Singapore-headquartered firm says its platform dramatically accelerates the application and credit decision journey while offering flexibility for lenders in diverse markets.
According to Azentio’s press release, the new system is built to reduce the time required for loan origination by automating workflows, integrating credit decisioning tools, and enabling omnichannel application paths (web, mobile, in-branch).
Azentio’s new loan origination offering streamlines every step of credit decisioning with automation at its core. Its policy-driven framework seamlessly integrates with KYC, AML, and credit bureau systems to reduce approval delays and minimize manual errors.
Pre-configured integrations and dynamic workflows make onboarding faster and simpler, helping banks lower drop-offs and improve decision accuracy. With compliance built in for both conventional and Islamic finance, lenders can grow without regulatory risk.
Its aim is to bring down friction for borrowers, enable lenders to process applications more efficiently, and reduce operational costs, especially for institutions serving retail customers, SMEs and corporate entities. The system also features data-driven underwriting, flexible loan components (e.g. varied repayment terms), and end-to-end automation from application to disbursement.
One of the standout features is the degree of personalisation the system offers. For retail borrowers, the experience includes quicker pre-approval and smoother application flows. For SMEs, Azentio promises easier access to funding with minimal documentation and smarter risk evaluation. For larger corporate clients, the platform supports bespoke loan products with configurable terms and decisioning that accommodates complex financial profiles.
With financial institutions under increasing pressure to streamline services, comply with evolving regulation, and respond rapidly to market demands, Azentio’s offering arrives at a timely moment. Its capacity to support high transaction volumes makes it especially relevant for lenders in emerging markets, where delays in credit are a major hurdle for growth.
Early adopters such as digital lenders or microfinance institutions are likely to benefit first, using the system to roll out new loan products more quickly, reduce risk, and improve customer experience. Over time, its modular design aims to help traditional banks and non-bank lenders modernise legacy systems.
“Banks are under pressure to deliver seamless digital experiences while navigating tougher regulatory landscapes,” said Guru L, Senior Vice President, Lending – Product Management, Azentio. “Azentio Loan Origination brings speed, intelligence, and compliance together in a single offering, enabling financial institutions to innovate and scale. With this launch, we are equipping the industry not just to keep pace with change, but to lead it.”
While the system promises considerable advantages, lenders will still need to navigate integration with existing systems, staff training, data security, and local regulatory compliance. Successful deployment will depend on how well Azentio and its clients manage change management and ensure risk controls are robust.
Nevertheless, the LOS could accelerate financial inclusion, especially in markets where access to credit remains slow, costly, or opaque. With Azentio Loan Origination, lenders can launch new products up to 70% faster. Built-in compliance for each region shortens time-to-market from months to weeks. This enables lenders to avoid delays, accelerate innovation, and identify new growth opportunities.
Azentio is a leading provider of purpose-built, intelligence-driven technology solutions designed to transform the banking, financial services, insurance (BFSI), and enterprise resource planning (ERP) sectors.
By combining cutting-edge innovation with deep domain expertise, Azentio empowers businesses to accelerate growth, enhance operational efficiency, and stay ahead in a rapidly evolving market.
With a strong presence across the Middle East, Africa, and Southeast Asia, Azentio delivers world-class technology that streamlines processes and delivers tangible results, enabling organizations to achieve sustainable success.
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