Faulu Bank Launches Money Market Fund Offering 16.32% Annual Interest.

Faulu Microfinance Bank has unveiled its own money market fund, aiming to provide its customers with an accessible and secure investment avenue. The initiative is part of Faulu’s strategic plan to advance its wealth management portfolio, leveraging the extensive expertise and resources of the Old Mutual Investment Group (OMIG).

Faulu Microfinance Bank, a subsidiary of Old Mutual Kenya, has been a prominent player in the microfinance sector, primarily catering to small and medium-sized enterprises (SMEs) and individual entrepreneurs. The introduction of the money market fund aligns with the bank’s mission to promote financial inclusion and empower its customers through innovative financial solutions.

“We are pleased to introduce our Money Market Fund, which is part of the innovative financial solutions we are creating for our customers. said Apollo Njoroge, the Managing Director of Faulu Microfinance Bank, during the launch event. ‘‘This launch broadens the access of our clients to high-quality investment opportunities. We are working with a team of very experienced investment managers, who will ensure that our customers get the best returns on their investments.”

The Faulu MMF is designed to offer investors a stable and predictable return on their investments, boasting a competitive effective annual yield of 16.32% as of July 18, 2024, which is among the best for similar funds. These attractive investment options are tailored to meet the diverse financial goals and preferences of Faulu Bank’s customers, broadening access to previously untapped segments. Interested customers can start their Faulu MMF investment journey with a minimum of Ksh. 1,000.

Money market funds are well-regarded for their benefits, including increased safety, liquidity, and investment diversification. They offer competitive interest returns while allowing investors to retain easy access to their funds, striking a balance between profitability and financial flexibility.

To begin investing, prospective clients will need to open the Faulu MMF accounts and a Faulu transactional account if they are not already customers. A holding account will be created through OMIG’s platforms and funded via deductions from the customer’s account.

Old Mutual Investment Group MD Anthony Mwithiga stated, “The Old Mutual Group has extensive experience in money market fund management stretching over decades and we bring this expertise to ensure that Faulu customers get competitive returns on their investments. Our teams of fund managers will be fully available to give guidance across a diversified portfolio of money market instruments.”

The Faulu MMF was launched just a month after receiving a Capital injection of Ksh 900 million from the Old Mutual Group to strengthen its operations and reposition its business model for long-term growth.

This launch marks a significant milestone for the bank as it seeks to diversify its offerings and enhance its value proposition to its clientele.

 

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