Myanmar Takes Bold Steps to Tackle Financial Fraud Through Mobile Payments.

The Central Bank of Myanmar (CBM) is working together with relevant ministries and financial organizations to raise awareness and fight against financial fraud through mobile payments. This proactive approach by CBM was reported by local media on Tuesday.

On Monday, an important discussion took place in Nay Pyi Taw about preventing financial fraud through mobile payments. The meeting brought together officials from the central bank, relevant ministries, private banks, and financial organizations.

Financial fraud is on the rise globally, with reported cases increasing each year. According to a 2021 report, financial fraud costs the world economy trillions of dollars annually.

Financial fraud not only affects businesses but also individuals. In 2022, an estimated 1 in 10 people worldwide fell victim to some form of financial fraud.

During the event, Deputy Prime Minister and Union Minister for Planning and Finance U Win Shein highlighted the imperative need to grasp the security aspects of online systems, particularly in the era of increased online interactions through social media for both social and economic affairs.

He highlighted concerning numbers – there were 482 online scams reported in the country from 2021 to 2024. Authorities took action against 23 Nigerians, one Thai national, and 59 Myanmar citizens involved in these fraudulent activities.

U Win Shein also informed the participants about the release of Standard Operating Procedures (SOPs) by Myanmar’s State Administration Council, providing guidelines for obtaining information and taking action to prevent and protect against financial frauds through telecommunication networks.

The CBM Governor, Daw Than Than Swe, initiated the formation of an Action Task Force to prevent and respond swiftly to fraud cases in accordance with the SOPs. The event emphasized the crucial role of public awareness campaigns in preventing mobile payment fraud, urging participants to engage in technology upgrades to counteract evolving tactics used by fraudsters in online payment systems.

The discussion featured talks on ensuring a secure mobile money system, involving key representatives from the Myanmar Cybersecurity Association, CBM, Ministry of Home Affairs, KBZ bank, Wave Money, City Mart Holding Limited, and Lady Grace Online Ship Owner.

Governor Than Than Swe emphasized the central bank’s commitment to establishing an action task force, reinforcing the widespread use of mobile financial services within legal frameworks, and encouraging public cooperation to protect against fraud.

Insider fraud remains a significant issue. In 2023, over 30% of financial fraud cases involved employees who played a role in facilitating fraudulent activities within their organizations.

The use of cryptocurrencies in fraudulent activities is a growing concern. In 2023, losses due to cryptocurrency-related fraud reached $4.5 billion globally.

Deputy Prime Minister U Win Shein echoed the sentiment, emphasizing the growing importance of understanding online system security amidst technological advancements.

Governments and financial institutions are intensifying regulatory measures to curb fraud. In 2021, regulatory bodies-imposed fines exceeding $10 billion on financial institutions for various fraud-related violations.

Media reports revealed the alarming number of reported online scams, underlining the urgency and importance of Myanmar’s proactive measures to combat financial fraud through mobile payments.

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